Verify the Routing Number Online- How do I verify a routing number?
- What is the bank phone number?
- What is the bank's website?
- Is this check valid?
- Is this check real?

Use Free RoutingTool™ Virtual Terminal to get fast, reliable ABA bank routing number information, or use RoutingTool™ Professional for a robust virtual terminal with unlimited routing number lookup transactions, as well as batch file upload, WebLink, and API integration that lets you get real-time resluts from virtually any platform.

Verify the routing number on a check, or verify the ABA number on an ACH transaction for free, instantly with RoutingTool™ Virtual Terminal or RoutingTool™ Professional, with batch file upload, WebLink, and API..

Free Virtual Terminal Account
Need to verify a bank routing number?
Need to validate a check? or
Need to look up a bank phone number?

Use Free RoutingTool™ Virtual Terminal to get fast, reliable ABA bank routing number information. You can acess all of the menus from the Professional account and upgrade anytime inside the Free RoutingTool™ Virtual Terminal.

RoutingTool™ Professional Account
Need a complete loss prevention and/or compliance solution with low, predictable fees, and data that is updated daily from multiple sources, including RoutingTool™ users?

The RoutingTool™ Professional Account is $5 per month for unlimited use of an unlocked virtual terminal with full access to the entire database and no transaction charges.

The professional account also has transaction based services including:

- Batch File Upload.
Upload .csv or .txt files and get instant results back

- WebLink HTML, XML, TXT - Post and Get
Legacy WebLink is pre-coded secure HTML to plug into your site or system.

Easy copy and paste code for PHP, C#, JAVA and PYTHON

RoutingTool™ Professional

  • Real-Time Virtual Terminal
  • Unlimited Free Transactions with No Advertising or Captcha
  • API Integrates Seamlessy wth Any Platform*
  • Batch File Upload or Database Download*
  • *API / WebLink / Batch File Upload Average
    $0.055 transaction fee
    $9 Setup fee
    $50 Initial Deposit
    $59- Total to Start
Order NOW

Free Virtual Terminal Account

  • Real-Time Virtual Terminal
  • Supported by Advertising and Protected by Captcha
  • API, Batch Upload and Weblink are Inactive with Free Version
  • Daily Updates - Same Results as a Paid Account.
  • Unlimited Users / Unlimited Free Transactions
  • No Transaction Fees
  • No Monthly Fees
  • Free to Sign Up

Routing Number

The Routing Number is a 9-digit number located between the Transit Symbols at the bottom of a valid U.S. check.

Routing Number Results are Updated Daily from the eRoutingNumber™ Database. This database includes exclusive data, not offered by other sources, like Fake Routing Numbers, and the Fraction Code or Fractional Routing Number found on the face of printed checks..

The eRoutingNumber™ database Includes All ABA Routing Numbers in the United States, as well as the bank website in many cases. The eRoutingNumber™ database also contains the bank phone number and best number to call for check verification.

The eRoutingNumber™ database uses many different sources and has evolved since 1998, and now utilizes user reporting to keep the data in check.

Any user can report a routing number missing, invalid, or provide details not included. We verify every submission and make notes or updates accordingly.





"If you suspect you
have a counterfeit
check, you should
never call the number
listed on the check to
verify funds.

Fifth Third Bank



"Why was my check returned?"
"What does NSF mean?" or
"What does Refer to Maker Mean?"

Most Common  Reasons For Return 
Not Sufficient Funds
 - Uncollected Funds Hold
 - Stop Payment
 - Closed Account
 - Unable to Locate Account
 - Frozen Account
 - Refer to Maker
 - Not Authorized
 - Stale Dated Check
Complete List Of Bank Participants By State:
    Listings shown from eRoutingNumber™ Database


All banks are covered, not just some. Here is a list of the 50 most common banks that RoutingTool™ customers look up:

- Wells Fargo Bank
- Chase Bank
- Bank of America
- Allahabad Bank
- U.S. Bank
- PNC Bank
- BB&T
- Regions Bank
- SunTrust Bank
- TD Bank
- Fifth Third Bank
- KeyBank
- Citizens Bank
- M&T Bank
- Citibank
- First National Bank of Pennsylvania
- Capital One Bank
- Woodforest National Bank
- Huntington Bank
- Scotia Bank
- Compass Bank
- Santander Bank
- BMO Harris Bank
- First Citizens Bank
- Bank of the West
- Comerica Bank
- First Niagara Bank
- People's United Bank
- TCF National Bank
- Union Bank
- First National Bank Texas
- Umpqua Bank
- New York Community Bank

- Community Bank
- First Tennessee Bank
- Commerce Bank
- Chemical Bank
- Northwest Bank
- Webster Bank
- Centennial Bank
- Union Bank & Trust
- First Bank
- First Merchants Bank
- First Midwest Bank
- Eastern Bank
- California Bank & Trust
- Synovus Bank
- Washington Federal
- Prosperity Bank


Most Popular Search Terms for RoutingTool:
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Most Common Bank Searches
- Wells Fargo Check Verification
- Chase Bank Routing Number
- Verify a Check from Bank of America
- Allahabad Bank Check Verification
- U.S. Bank Phone Number
- PNC Routing Number Verification
- Look up a Check from BB&T
- Regions Bank Check Verification Number
- SunTrust Check Verification
- TD Bank Phone Number
- Verify a Check from Fifth Third Bank
- Key Bank Routing Number
- Citizens Bank Website Address
- M&T Bank Routing Number Lookup
- Citibank Check Verification
- First National Bank Check Verification
- Capital One Routing Number
- Verify a Check from Woodforest National Bank
- Huntington Bank Routing Number
- Scotia Bank Check Lookup
- Compass Bank Branch Information
- Santander Bank Check Verification
- BMO Harris Bank Cashier's Check Search
- First Citizens Bank Money Order
- Bank of the West
- Comerica Bank
- First Niagara Bank
- People's United Bank
- TCF National Bank
- Union Bank
- First National Bank Texas
- Umpqua Bank
- New York Community Bank




About RoutingTool™

RoutingTool™ started in 1996 as a validator script for CheckWriter™ Software, and evolved into a complete database containing every routing number in the U.S. banking system.. The validator script is still posted at the "" website, similarly to how it appeared then. Now, the validator script is available in the professional account so you can integrate simple validation for PHP, C#, JAVA and PYTHON. RoutingTool™ data is automatically referenced for transactions using CheckWrtier™, BetterCheck™, Text-a-Check™ and WebDebit™.

RoutingTool™ is used by 90% of the Fortune 100 Companies for 2020. Successful businesses, including banks, finance companies, fintech solutions, insurers, investors, ecommerce giants and mom and pop businesses use RoutingTool™ Virtual Terminal or RoutingTool™ Professional Accounts to verify routing numbers.

Site Navigation:

Comply with Regulations.
Verify Data
Loss Prevention
- Reduce Loss
- Reduce Returned Payments
Verify a Check
Locate a Bank
Old RoutingTool Website


eRouting Number Database

Routing Number Database Download
Routing Numbers by State
Routing Number Lookup
RoutingNumbers by Bank Name
Free Routing Number Lookup
50 Most Popular Banks
Order Routing Tool Virtual Terminal

External Links:

Take Checks by Phone
Web Order Form
Remotely Created Checks
Verify Bank Account
Check Verification System
Routing Number Database
BIN Database

About Boston Commerce, Inc.

- About RoutingTool
- Free RoutingTool
- Routnig Tool Professional Account

RoutingTool is published by:
Boston Commerce, Inc.
119 Braintree Street, Suite 510
Boston, MA 02134